The Sun Clinic of TCM
 
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According to a new nationwide government survey, 36 percent of U.S. adults aged 18 years and over use some form of complementary and alternative medicine (CAM), such as acupuncture and acupressure. The survey, administered to over 31,000 representative U.S. adults.
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Recently, health insurers across the country, especially in the State of California, have begun increasing their coverage to include therapies such as acupuncture and herbal supplements. Pain from neck, shoulder or back is a very common complains in the silicon valley. Acupuncture has been proven to be very effective for pain control. Most health plans, such as PPO, POS, and EPO plans, offer acupuncture coverages. Moreover, the auto insurance and workers' compensation provide the coverages of acupuncture and acupressure care for auto injuries and work related injuries.

What insurance plan covers acupuncture and medical massage treatment?

PPO Plan (Preferred Provider Organization) - The PPO plans give you the freedom to visit any provider who's right for you. You don't need to choose a primary care physician (PCP) and you don't need a referral to see a specialist such as an acupuncturist like us.

HMO Plan (Health Maintenance Organization) - HMO plan means you have to visit your selected primary doctor first for any health problems. If she or he can not fix your problems successfully, your will be referred to visit the specialists. Get a referral from your primary doctor to visit us, we will do all the paper work and your cost is nothing.

POS Plan (Point-of-Service) - This is a HMO plan offering an indemnity-type option. The primary care doctors in a POS plan usually make referrals to other providers in the plan. But in a POS plan, members can refer themselves outside the plan and still get some coverage. If the doctor makes a referral out of the network, the plan pays all or most of the bill. If you refer yourself to a provider outside the network and the service is covered by the plan, you will have to pay coinsurance.

EPO Plan (Exclusive Provider Organization) - An EPO is similar to an HMO, except that it is regulated by the California Department of Insurance and generally pays physicians and other healthcare providers differently. EPOs will only cover your expenses if you see a physician that is in the EPO's network, unless it is an emergency. However, for acupuncture care, some EPO plans allow patients to see acupuncturist outside the network.

There are many insurance companys provide acupuncture and acupressure coverage, as providers of health insurance, we accept most of the PPO, POS, EPO, HMO (with referral) and even Kaiser (with referral) health plans. The followings are some typical examples, but not limited to these:

ACE Insurance
Acupuncture Plus
Aetna Health Plan
AH&L
AMD Health and Dental
American Speciality Health
Bay Area School Insurance
Benesight
Blue Cross
Blue Shield of California
Cigna
Connecticut General Life
CNF
CoreSource
First Health
Great West
Guardian
HealthNet
Landmark
Farmers
GEICO Direct
Lumenos
MetLife
New England Life .
New York Life Care
PruNetwork
Principal Relia
Reliaster Life Insurance
Prudential Life
Prudential
United HealthCare
© 2004, The Sun Clinic of TCM
  Acupuncture Acupressure Chi-Gong Herbs Others